Florida Insurance in 2025: Finally Some Good News? Here’s What Homeowners Need to Know

Okay—let’s talk about something that’s been keeping a lot of Floridians up at night: homeowners insurance. And for once, we might not need antacids and stress balls. 😅

In this episode, we dive into the 2025 insurance outlook and why there’s finally a glimmer of hope after years of skyrocketing premiums, insurer bailouts, and hurricane-fueled anxiety. We’ll break down the real reasons behind this shift—like new state laws, fewer storms (hallelujah), and more insurers cautiously re-entering the market.

You’ll hear:

• What’s changed in the past 12 months—and why it matters
• Why rates might start leveling off (and how to know if you’re overpaying)
• What these changes mean for buyers, sellers, and long-term homeowners
• Why 2025 could be the start of Florida’s insurance comeback story

Whether you’re a homeowner, thinking about buying, or just like staying two steps ahead, this episode unpacks the good, the bad, and the “wait and see.”

🌴 And hey—if you ever need help navigating this market or want to work with a real estate team that actually gets it, let’s connect. Whether you’re moving across the street or across the world—I’ve got you.

 

Amit Bhuta

COMPASS

ALL IN Miami Group

Licensed Real Estate Agent

 

(305) 439-3031 Mobile

amit.bhuta@compass.com

ALLinMiami.com